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MONDAY 8-30-21 PODCASTS   6AM   –   7AM   –   8AM

TUESDAY 9-07-21 PODCASTS   6AM   –   7AM   –   8AM

WEDNESDAY 9-08-21 PODCASTS   6AM   –   7AM   –   8AM

THURSDAY 9-09-21 PODCASTS   6AM   –   7AM   –   8AM

FRIDAY 9-10-21 PODCASTS   6AM    –  7AM   –   8AM



Two weekend events of note.

1) Affidavit Class helping assert your rights, medical freedom and more is 10am SATURDAY at the Jackson County Republican Party HQ on E. Main In Medford. (Scott Morgan, Mr. X and others involved, been WELL-attended)

2) SUNDAY, 2pm at the Jo Co Fairgrounds is the “FREEDOM OVER FEAR” rally, moderated by Joseph Rice! Free admission, keynote speaker is law Professor David Clements. Congressional candidate Alek Skarlatos, gubernatorial candidate Paul Romero, are also attending.


Friday 09-10-21 Bill Meyer Show Guest Information

6:35 Rick Manning, President of Americans for Limited Government, and  and today’s DC Swamp Update – mostly about the constitutional crime that the President is attempting via vaccine mandate –

7:10 Outdoor report with Greg Roberts from Rogue Weather

7:35  Builders Association of Southern Oregon’s Brad Bennington with analysis on the building and energy codes going into effect next month, and what it will do to the cost of your housing.

8:10 Ryan Shrode, a conservative classical musician. He qualified for a position in the Rogue Symphony, but can’t perform because he’s unvaccinated. Tonight at 6:30, Ryan and his brother will perform outside the Craterian in protest.

  • What: Musical protest concert to bring attention to vaccine mandate on RVSO musicians and audiences members. 
  • When: Friday, September 10 at 6:30pm
  • Where: Craterian Theater in Medford.
  • Why: I lost my position as double bassist because I will not take the vaccine. Musicians will be masked on stage with a mask hole allowed for wind instruments. 😂 
  • How: Just be there to support the musicians, audience members and out culture as a whole.

 8:35 Professor David Clements, Keynote speaker to this Sunday’s FREEDOM OVER FEAR RALLY,

Sunday, September 12, 2021 @ 2:00 pm

Josephine County Fairgrounds


Keynote speaker:  Professor David Clements

Moderated by Joseph Rice – Congressional Candidate Alek Skarlatos and other luminaries will be attending.

Former law professor at New Mexico State University. Long time District Attorney that oversaw six law enforcement agencies and prosecuted thousands of cases. Clements rose to national prominence after standing up to his university’s draconian Covid-19 mask and vaccine mandates and the mistreatment of conservative students and faculty.

Professor David Clements is a lightning rod of truth and courage. Professor Clements speaks boldly on freedoms we are losing or have already lost, and the reality of an agenda driven by evil and corruption. You can find him at, a commentary on Law, Liberty and Pop Culture.

Topics of Discussion Include: Constitutional Rights – Election Integrity – Medical Freedom  Mask Mandates – Forced Vaccines – COVID Testing Media Censorship – Critical Race Theory – Rule of Law


Thursday 09-09-21 Bill Meyer Show Guest Information

7:10 Jim Huggins, running for Oregon Governor

on facebook

We talk about the issues, his background, and how he wants to focus on issues that “win” with more than Republicans. (Good strategy, imo)

Huggins also touched on hot button issues affecting Oregon such as homelessness, defunding police, violent crime and the legislature’s recent law allowing students to graduate without proof of being able to read, write or do arithmetic.

7:35  State Senator Dennis Linthicum, District 28, Klamath Falls. His latest newsletter is a MUST-READ, and focus on asserting our rights re vaccine mandates, medical freedom, religious freedom, your liberty. The newsletter is titled “More Exemption Details: Read it here: More Exemption Details

 8:10 Stephen Kurczy, author of “The Quiet Zone” Unraveling the mystery of a town Suspended in Silence.




In this riveting book, award-winning journalist Stephen Kurczy explores the many intriguing aspects of Green Bank, West Virginia-known as “the quietest town in America”-while posing vital questions about the role of technology in all our lives.

Although Green Bank has been the subject of considerable (and often inaccurate) media attention over the years, Kurczy is the first journalist to cover the community in depth, shedding light on some misconceptions and providing a comprehensive look at this unique American place.

What if there were a place where you could digitally disconnect for good? Where people weren’t constantly scrolling on their cellphones? Where forest hikes weren’t ruined by a ringtone? Where getting lost meant really getting lost, because a gadget wasn’t going to rescue you? A place where GPS went haywire, time slowed, and people floated above the digital currents that glued the rest of America to a screen? These questions led Kurczy to an isolated corner of Appalachia where electronic noise is tightly monitored and restricted. Green Bank, West Virginia, is home to the nation’s oldest federal radio astronomy observatory, the world’s first (and ongoing) official search for extraterrestrial intelligence, and America’s only National Radio Quiet Zone.

Nestled in the heavily forested mountains, the observatory’s giant, dish-shaped telescopes measure the invisible energy waves that rain down on Earth from the far reaches of the universe. To detect those faint radio waves, the observatory demands quiet from the surrounding community. That’s why, deep inside the federally designated Quiet Zone, cellphone signals, WiFi, and other forms of electromagnetic radiation that might interfere with the observatory are prohibited, and the rule-breakers are subject to a $50 daily fine.

At the beginning of Kurczy’s three-year quest to understand this place, it did not occur to him that a community based in quiet could be anything but idyllic. Then he started to learn about its darker side-including unsolved murders, Nazis, and a government spy facility where the National Security Agency maintains its own top-secret array of radio antennas.


Wednesday 09-08-21 Bill Meyer Show Guest Information

6:35 “Wheels Up Wednesday” with Eric Peters, automotive journalist at EP Autos –

 How Government reduced the range of your NON electric car –

 The Manufactured Chip Crisis –

 2022 Hyundai Santa Fe Review –

 What are Luxury Cars Selling?

 7:35 Jackson County Republican Party PCC coordinator  Scott Morgan

Scott and I discuss the Affidavit Classes being put on the last couple of weeks. It’s about asserting your constitutional rights – Sample affidavits, class videos and more at

 8:35 Open For Business with Randal Lee from Advanced Air 541-772-6866


Tuesday 09-07-21 Bill Meyer Show Guest Information

6:35 Tom Harris, executive director of the International Climate Science Coalition

The UN’s IPCC (Intergovernmental Panel on Climate Change) report claimed their alarmists’ observations to be “unequivocally” true. In his recent editorial for The Poste Mail, Tom Harris -executive director of the non-partisan Ottawa, Canada-based International Climate Science Coalition- says: “the idea that any of the science conclusions of the IPCC are “unequivocal,” or, as Al Gore often asserts, “truth,” is irrational.”

In his editorial, Tom continues: “Truth applies to things like mathematics or chess in which we write the rules… But truth never applies to our findings about nature, which are educated opinions based on scientists’ interpretations of observations… contrary to the IPCC’s confident pronouncement, observational evidence cannot be used to prove anything to be true or unequivocal.”

7:10 Outdoor Report with Greg Roberts

7:35 Josephine County Commissioner and ORP vice chair Herman Baertschiger talks the Daily Courier “Dust-Up” and other issues.

8:10 Glenn Archambault, elected Farm Service Agency representative for southern Oregon – We discuss the strange shortages plaguing the ag industry, including a run on the drug Ivermectin.


MONDAY 8-30-21 PODCASTS   6AM   –   7AM   –   8AM

TUESDAY 8-31-21 PODCASTS   6AM   –   7AM   –   8AM

WEDNESDAY 9-01-21 PODCASTS   6AM   –   7AM   –   8AM

THURSDAY 9-02-21 PODCASTS   6AM   –   7AM   –   8AM

FRIDAY 9-03-21 PODCASTS   6AM    –  7AM   –   8AM


Friday 09-03-21 Bill Meyer Show Guest Information

6:35 Rick Manning, President of Americans for Limited Government  and today’s “DC Swamp Update”, discussion on the latest jobs report.

 7:10 Outdoor Report with Greg Roberts

7:20 Mike Pelfrey – had a bit of a “dust up” at this week’s Grants Pass City Council meeting.

7:35 State Senator Dennis Linthicum – We discuss his latest legislative newsletter  Unimaginable  which details how progressives hate constitutions, and how you can see it in the Covid policies and much more.  



Some good Covid news from the Times of Israel that we discussed Monday morning – Study indicating Vitamin D Deficiency has a large impact on how well someone with Covid Does in the hospital. Deficiency of D meant 26% died. Good D level, 3% died. It’s out for peer review, but this study complements what the U.K. health system discovered last year when they gave free Vitamin D pills to citizens. No matter your choice re vaccination, it’s yet another arrow in the Covid-19 fighting quiver, and it’s cheap and easy to implement in addition to all the other medical treatments and protocols being used.


LYNN BARTON’S INFORMATION RE CLASS ACTION LAWSUITS FORMING – On Tuesday Lynn called and mentioned a website which is working to defend employees against vaccine mandates and it is


Thursday 09-02-21 Bill Meyer Show Guest Information

6:35 Comedian Mickey Bell, but we talk DEPRESSION

 Mickey Bell is a comedian, encourager, and author of the book  Reverse The Course Of Depression: The Self-Help Guide to Uncovering the Real Causes of Depression and Living Daily with a Sound Mind, a step-by-step guide in handling the emotions the come with the disease. He is a full-time comedian who travels the world using the gift of laughter to help battle the mental illness epidemic.

Whether an adult or teenager, man or woman, having to deal with depression is impossible to manage on your own. When you think about what comes with the illness, low self-esteem, anxiety and stress… most of the time it can become impossible to manage on your own. And why should you? “Reverse The Course of Depression” is a self-help book which teaches us that setting small, reachable goals is definitely the right choice when it comes to providing the necessary guidance you need to deal with the effects of depression.

What makes this book stand out, you might ask? The concept of self-help is taken a step further, by first helping uncover the real reasons for depression and reaching out individually to each and every one of its readers. Secondly, it proposes a step-by-step approach on living the daily life and dealing with your emotions as they emerge. Feelings of shame, the need for crying or dark thoughts are tackled in a practical and easy to understand manner, with real results and visible improvements. This book is great to have at your side when you start feeling those anxious moments come upon on.

“The Self Help Guide to Uncovering the Real Causes of Depression and Living Daily with a Sound Mind” can be a thoughtful gift for a loved one in need for themselves or for a parent who is currently dealing with a child or teenager battling depression.

BIO: Who says you have to use foul language to be funny? Comedian Mickey Bell is quickly becoming one of the most sought-after entertainers.  His quit wit and his ability to entertain crowds of all ages has him performing on stages all across America. His shows are high energy and more than just corny church jokes. Comedian Mickey shares funny stories from his life experiences.  

BOOK HERE: Reverse The Course Of Depression: The Self-Help Guide to Uncovering the Real Causes of Depression and Living Daily with a Sound Mind






7:35 Juan Carlos Ordonez, Communications Director for the Oregon Center For Public Policy


News Release, September 1, 2021


Most jobs in Oregon are poor-quality jobs

On the eve of the pandemic, at a time when Oregon enjoyed one of the strongest job markets on record, more than half of all jobs in the state paid too little to adequately support a family. Many of those jobs also failed to offer enough hours of work or benefits like health insurance, according to a new report by the Oregon Center for Public Policy (OCPP).

“The fact that so many jobs are poor-quality jobs helps explains why economic insecurity is so widespread,” said OCPP Senior Policy Analyst Janet Bauer. “The state should do all it can to improve the quality of jobs, to elevate the well-being of Oregonians.” 

For a family of two or more to afford basic necessities, a job needed to pay above $20 per hour in 2019, according to OCPP. But the research institute found that about 55 percent of all jobs in Oregon that year paid less than $20 per hour. And a full third of all jobs in the state paid less than $15 an hour.

Some Oregon communities were more likely to labor in jobs that pay low wages. Historical and current racist structures often relegate Black and brown workers to lower-paying jobs, while workplace discrimination denies them better job opportunities, the report said. OCPP also found that jobs in rural areas were more likely to pay too little to make ends meet, compared to jobs in urban areas.

Low-paying jobs were concentrated in particular industries. Nearly half of the one million jobs in Oregon paying less than $15 an hour were in the leisure and hospitality industry — restaurants, hotels, and the like — and the retail industry.

While pay increases have garnered headlines in recent months, that development does not change the fact that many jobs pay too little, according to Bauer. “As welcome as the recent wage increases are, we know that the rising cost of living offsets some of the benefits,” she said. “But more importantly, the current wage increases are nowhere near what’s required to allow many workers to make ends meet.”

Besides contending with low pay, many workers also labor in jobs that offer too few hours of work, no health insurance, and come with unpredictable work schedules that wreak havoc on family life, the report said.

Part-time workers, in particular, endure difficult working conditions, the report found. Many who work part time do so involuntarily, because the job fails to provide enough work hours, Bauer said. Part-time workers are more likely to get paid low wages and lack benefits like health insurance.

The report offered a series of recommendations for how the state can improve the quality of jobs. They included policies that improve workers’ ability to negotiate for better pay and working conditions, boost worker incomes, and make basic needs more affordable.

“The prevalence of poor-quality jobs is at the heart of what ails many Oregon families,” Bauer said. “The Oregon legislature has a duty to implement policies that lift up all Oregonians.”

The Oregon Center for Public Policy is a non-partisan, non-profit institute that does in-depth research and analysis on budget, tax, and economic issues. The Center’s goal is to improve decision making and generate more opportunities for all Oregonians.

Read the report Poor Quality Jobs Predominate in Strong Economy. Click here for a PDF copy.



8:10 Jennifer Margulis PhD, journalist, patient advocate, co-author of The Vaccine-Friendly Plan: Dr. Paul’s Safe and Effective Approach to Immunity and Health-from Pregnancy Through Your Child’s Teen Years Paperback – Illustrated, August 23, 2016 – More about Jennifer at and more about the Dr. Paul Book at


Today’s topic is Who’s REALLY Being Hospitalized – Interesting Covid reporting from southern Oregon –

Jennifer Margulis, Ph.D., is an award-winning journalist and author of Your Baby, Your Way: Taking Charge of Your Pregnancy, Childbirth, and Parenting Decisions for a Happier, Healthier Family. A Fulbright awardee and mother of four, she has worked on a child survival campaign in West Africa, advocated for an end to child slavery in Pakistan on prime-time TV in France, and taught post-colonial literature to non-traditional students in inner-city Atlanta. Learn more about her at


Wednesday 09-01-21 Bill Meyer Show Guest Information

6:35  Paul R. Lawrence, Ph.D. Former President Trump’s Under Secretary for Benefits, Veterans Benefits Administration at the Department for Veterans Affairs and we’re at  the end of a long and difficult effort in Afghanistan. What do we say to the thousands of veterans who served in that theater of combat?  We also dig into:

Republicans raise alarm over severe records backlog for veterans costing benefits: ‘Utter tragedy’

Afghanistan veterans are also dealing with problems caused by being around 

the ‘burn pits’ in-country so that’s another item for discussion. 

7:10 Eric Peters, Automotive Journalist with and today’s “Wheels Up Wednesday” segment on transportation and politics.

Toyota Venza Review –

“Swim at your Own Risk” commentary –

Who killed the electric car that actually worked? –

How the Government “Saves” you money –

7:35 Dr. Jane M. Orient M.D., Executive Director of Association of Association of American Physicians and Surgeons

We discuss her latest  – Will the U.S. Win the War Against COVID-19?

  • The Biden Administration strategy is to get novel, genetically engineered COVID-19 jabs into every arm. As the “fully vaccinated” population in the U.S. has climbed to nearly 53 percent, cases continue to surge. That is blamed on the unvaccinated or perhaps the need for a “booster.”
  • So far, more than 5,000 cases of myocarditis/pericarditis, more than 6,000 heart attacks, nearly 18,000 permanent disabilities, and nearly 14,000 deaths post jabs have been reported to the Vaccine Adverse Event Reporting System (VAERS). So far, no cardiac damage from HCQ has been reported.


Will the U.S. Win the War Against COVID-19?

by Jane M. Orient, M.D.

As U.S. forces beat a chaotic withdrawal from Afghanistan, defeated after 20 years by the primitive Taliban, who clung to their guns and their faith, America’s invincibility as the “world’s only superpower” might be disputed.

Joe Biden told Americans, when speaking about his gun-control agenda, that to move against the government one would need F-15s and perhaps nuclear weapons. The Taliban lack those, although they have acquired a treasure trove of advanced weapons left behind by Americans.

Against Americans, the U.S. government might not deploy F-15s, nukes, bombers, or killer drones, but it has other means of compulsion, backed up by SWAT teams with assault weapons: prisons, ruinous fines, deprivation of licenses and permits, withholding of benefits on which one has become dependent, no-fly lists, or freezing one’s financial assets.

In the “war” against COVID-19, the government is showing its willingness to deploy all of these against anyone who might interfere with its strategy: lockdowns and mandatory warp-speed vaccine.

In war, civil rights get suspended. There is no freedom to express dissenting views; no freedom to work, to travel, to choose your medical treatment, or to decline treatment to which you object; no right to habeas corpus or a speedy trial; no right to compensation for taking your property. And “refuseniks” are even being denied medical care of any kind.

In the war against COVID, the U.S. is counting on its magnificent pharmaceutical industry to deploy novel drugs and vaccines. Meanwhile, it is engaged in unilateral disarmament, trying to thwart the use of the primitive remedies being used in less affluent countries that for some reason have much lower COVID death rates.

By March 2020, there were reports of successful treatment with chloroquine (CQ) or hydroxychloroquine (HCQ), derivatives of one of the oldest lifesaving remedies known, quinine from cinchona bark. The Office of Trade and Manufacturing Policy was able to acquire 62 million doses of these drugs before both China and India shut off their exports to the U.S. Health and Human Services Secretary Azar directed the Biomedical Advanced Research and Development Authority (BARDA) to develop an Expanded Access Investigational New Drug (IND) authorization for HCQ. Instead, with the advice of Janet Woodcock, who is now acting FDA Commissioner, then-BARDA Director Rick Bright restricted access through an Emergency Use Authorization (EUA) for hospitalized patients only.

No EUA is needed for “off-label” use of an approved drug. But combined with official pronouncements about alleged danger to the heart and the lack of “sufficient” evidence of benefit, few patients received HCQ. Supporting the global and U.S. fear campaign against HCQ were the federal government’s many allies: state medical and pharmacy boards, organized medicine, Big Tech, and the mainstream media. Hundreds of thousands of patients may have died needlessly for lack of early treatment, but “the Science” was saved.

Now ivermectin, another drug that has been used safely by hundreds of millions of patients for decades, is coming under attack by the disarmament advocates. Master of sarcasm Rachel Maddow is ridiculing people trying to save their lives by taking “horse dewormer.” That is one of many uses for this Nobel-Prize-winning drug. Poison control centers are reporting an “alarming” 550 percent increase in calls (from 23 to 150 over 8 months in Texas). Doctors wrote some 88,000 prescriptions for ivermectin in just one week. They are evidently persuaded by evidence of benefit, even if CDC isn’t. Many patients who can’t find a doctor who will prescribe for them or a pharmacy that will dispense are resorting to veterinary products—a practice no physician would recommend.

The Biden Administration strategy is to get novel, genetically engineered COVID-19 jabs into every arm. As the “fully vaccinated” population in the U.S. has climbed to nearly 53 percent, cases continue to surge. That is blamed on the unvaccinated or perhaps the need for a “booster.”

Products available under an EUA are by law supposed to be voluntary. FDA approval would remove that theoretical barrier to increasing coercion. Now, FDA has approved Comirnaty, made by the German firm BioNTech, which is virtually unavailable. The “nearly identical” Pfizer product is still under an EUA. FDA demands after-marketing studies, especially of myocarditis, with a 5-year follow-up.

So far, more than 5,000 cases of myocarditis/pericarditis, more than 6,000 heart attacks, nearly 18,000 permanent disabilities, and nearly 14,000 deaths post jabs have been reported to the Vaccine Adverse Event Reporting System (VAERS). So far, no cardiac damage from HCQ has been reported.

It could be that our main approved weapon is safe and effective, the thousands of deaths and disabilities are coincidental or not as bad as the disease would have been, and the feared long-term effects are conspiracy theories. Or it could be that the intelligence from FDA, CDC, and other authorities is as reliable as what we had in Afghanistan.

Maybe F-15s and nukes are not needed to destroy America.

8:10 Mr. X, area researcher and community organizer. We talk last weekend’s Affidavit class, the upcoming one…Affidavits to claim your vaccine mandate exemption, etc. Here’s the Link.

Ed and I also dig into the amazing Covid explosion in our area, and there’s a good chance that the intense smoke has contributed greatly.

Wildfires amplified the effect of exposure to PM2.5 on COVID-19 cases and deaths, up to four weeks after the exposure, the study found. In some counties, the percentage of the total number of COVID-19 cases and deaths attributable to high PM2.5 levels was substantial.

On average across all counties, the study found that a daily increase of 10 µg/m3 in PM2.5 each day for 28 subsequent days was associated with an 11.7% increase in COVID-19 cases, and an 8.4% increase in COVID-19 deaths. The biggest effects for the COVID-19 cases were in the counties of Sonoma, Calif., and Whitman, Wash., with a 65.3% and 71.6% increase, respectively. The biggest effects for the COVID-19 deaths were in Calaveras, Calif., and San Bernardino, Calif., with a 52.8% and 65.9% increase, respectively.

Researchers also looked at individual wildfire days and at individual counties to determine the percentage increase in COVID-19 cases and deaths in 2020 compared with what would have been expected with lower levels of PM2.5. They found that Butte, Calif. and Whitman, Wash. had the highest percentage increases in cases (17.3% and 18.2%, respectively); and that Butte, Calif. and Calaveras, Calif. had the highest percentage increases in deaths (41% and 137.4%, respectively.) In Calaveras, roughly nine COVID-19 deaths would have been expected under lower PM2.5 levels, but the actual number was 22—which explains the high percentage increase.

Across the three states studied, the cumulative number of COVID-19 cases and deaths attributable to daily increases in PM2.5 from wildfires was, respectively, 19,700 and 750, the study found.


Tuesday 08-31-21 Bill Meyer Show Guest Information

7:10 Scott Morgan – PCP Coordinator for the Jackson County Republican Party 

(From Scott’s Email)

Hey Friends…We are a week or two away from the tyrannical deadlines suggested by the Governor’s office for Healthcare and State employees. The Jackson County Republican Party has found a solid answer and a FIRST step towards retaining our medical freedom provided by Oregon statutes! 

Last Saturday we held an Affidavit class at the JC Republican Party HQ. This affidavit is a solid response for religious & conscientious objections provided by the Oregon Statutes, very different from the “requests” provided by employers. Tuesday, August 31, the recording of that class, along with the documentation discussed will be available on the JCRP website . The republican party wants everyone to have the information that is interested in it. 

Please download the 2 min intro video at this link and share on your platform.

Please consider adding link to further assist people in finding the info. 

7:35 Josephine County Commissioner Herman Baertschiger – Discusses media bias re Covid, the County, Daily Courier. Tomorrow’s public reading of an ordinance to fine out of compliant property owners. It’s about fighting the illegal pot grows, but what about property rights?  

8:10 Ryan Mallory – owner, and we dig into the next medical freedom rallies for TEACHERS on Wednesday 9/8/21 in front of the Medford School District offices on Biddle Road.

8:20 Jeff LeBeau and Ashland Mayor Julie Akins – Southern Oregon PBS. Tomorrow at 8pm it’s their Local Focus Program The Almeda Fire-One Year Later.

8:45 “Open For Business” with Matt Allen of Reverse Mortgage Funding LLC. Call Matt to find out if a reverse mortgage is right for you by calling Matt at 541-897-4464 and more at


Monday 08-30-21 Bill Meyer Show Guest Information

6:35 Dr. Mary Grabar’s author of   Debunking the 1619 Project which releases September 7th. Currently, we are facing a “racial meltdown,” teachers resigning, school boards in disarray, and the 1776 Project, pushing back against this heavily enforced curriculum.

And here’s where to find out more about her book:

In a world where schools are fallaciously teaching that America is a country that perpetuates an endless cycle of oppression, Debunking The 1619 Project is crucial to the preservation of factual American history.

Dr. Mary Grabar reveals the following statistics that alarmingly display how the divisive 1619 Project is uprooting the history and culture of American life:

  • Aligned with Common Core standards, 75 percent of American classrooms are teaching and distributing The 1619 Project’s essays, including one by Matthew Desmond that reads, “In order to understand the brutality of American capitalism, you have to start on the plantation,” for five grade levels, beginning in second grade
  • A June 2020 poll in the midst of the rioting showed that 58 percent of young respondents with college degrees believed that the rioting was fully or partially justified
  • 1619 Project founder Nikole Hannah-Jones added “a disproportionate number of deaths from both Covid-19 and law enforcement” to the litany of reasons for reparations in The 1619 Project

 7:10 Outdoor Report with Greg Roberts

7:35 Kevin Starrett from Oregon Firearms Federation – Update on the various gun control battles and his take on the current situation…kind of an “Ice Bucket Political Challenge” of sorts. Join and support his work at

8:10 Dr. Dennis Powers,, and here’s today’s “Where Past Meets Present” Profile.

The Rogue Credit Union

By Dennis Powers

The lack of financial services in the mid-1950s brought a group of 10 teachers in Southern Oregon together to find a way to help one another. By forming a non-profit, financial cooperative (or credit union)–owned and operated by a group of individuals for their mutual benefit–they ensured to have access to fairly priced credit, a safe investment, and generally lower fees.

Members elect a volunteer board of directors to oversee the credit union, and the President/CEO reports to this board. Membership then was open to public school employees who worked in Jackson County, employees of the Credit Union, immediate family members, and organizations to which they belonged.

The credit union began its operation in 1956 out of the living room (and later the garage) of the credit union’s founding father Jim Johnston with his wife, Harriet. The Johnston’s outgrew their 100-square-foot garage and purchased a home in 1964 on the corner of Newtown and Stewart for its office from where the credit union continued to operate. During the 1960s, the Jackson County Teachers Federal Credit Union (“JCTFCU”), as it was known, moved into this office, started a newsletter, and hit the $1 million mark in assets. It ended the decade having a part-time operation in Ashland.

In 1972, a merger and name change to Rogue Federal Credit Union allowed membership to expand to city, county, state, and school employees. Rogue Credit Union in 1980 met the $20 million mark in assets and in 1984 opened its Ashland Branch. The 30th year was marked with the opening of an office in North Medford and the credit union hit $50 million in assets by 1986.

With the end of 1996 and 40 years later, Rogue Credit Union (“RCU”) boasted $120 million in assets and over 27,000 members. During 2001, the National Credit Union Administration approved an amendment to its charter expanding membership to include Josephine and Klamath counties, as well as allowing a branch to be operated in Grants Pass (2004) and Klamath Falls (2005).

In 2012, it purchased and assumed the Oregon operations of Chetco Federal Credit Union from the National Credit Union Administration. This resulted in the addition of Curry, Coos, and Del Norte counties to the charter area (with five full service branches from Brookings to Bandon). Presently with 19 full-service branch locations in six Oregon counties, and one drive-up location in Medford, it serves a variety of financial needs from basic financial services to mortgage loans, investment services, and business loans.

The Mail Tribune for years has recognized RCU as the #1 Financial Institution in its Reader’s Choice Award, as well as Oregon Business Magazine also recognizing it as the #1 Best Large Non-Profit to work for in our state. Additionally, a study for Forbes in 2018 listed RCU at the best among Oregon’s credit unions.

The credit union now has over 165,000 members, boasts assets of $2.5 billion dollars (70% of this is now loaned out to members), and returned last year $6 million in dividends. Any person who lives, works, owns a business or has an immediate family member in 28 Oregon counties (this state has 36) can become a member and keeps ownership by maintaining a minimum savings account balance; each person is allowed only one share in the credit union.

Its growth rate is among the top credit unions in the country–all due to continuing excellent management (i.e., Gene Pelham, President/CEO), every member being an owner, and the efforts of one small, insightful group in 1956 with Jim and Harriett Johnston. 

Sources: “The History of Rogue Credit Union,” at RCU History; Greg Stiles, “Forbes ranks Rogue Credit Union best of its kind in Oregon,” Mail Tribune, July 3, 2018; President’s Report (2020) at 2020 Report; “RCU Membership” at Membership; KOBI-5, “Rogue Credit Union CEO/President announces retirement,” March 17, 2021, at Retirement (15 years as President).